At Summit Insurance, we carry multiple insurance companies to fit your insurance needs.
Our goal is to give you the best coverage possible at the best price.
Auto * Home * Business * Life * Workers Compensation
Congratulations to all our referral winners!
Steven M. was our May winner
Eleanor W. was our June winner
Lynn S. was our July winner
Raymont J. is our August winner.
They all receiver a $50 Visa gift card and have been entered into our year end drawing.
Volkswagen is recalling 420,000 2010-2014 vehicles in the US because of a problem that can prevent front air bags from deploying in a crash,
Ford issued a safety recall for nearly 400,000 newer cars with door latch issues.
Nissan is adding 45,000 small cars to a previous recall after a woman was injured by an exploding air bag.
Nissan is recalling nearly 300,000 of its Versa & Versa Note vehicles to adjust a console panel that could catch the driver's shoe.
Put on the
(Be Responsible And Keep Everyone Safe)
This organization is a non-profit 501(C)(3) whose mission is to prevent injuries and save lives by training and educating teenage drivers and their parents about the importance of safe and responsible driving.
To sign up your youthful driver, please go to:
Actual Claims for the Personal Umbrella
#1: The insured permitted several of her children and their friends to play paintball in her large back yard. The children were experienced and advised of all the safety rules including the use of headgear at all times. A participant removed her headgear as she was leaving the field in order to better hear someone calling her name. The minor claimant was hit in the eye resulting in a $475,000 settlement.
# 2: The insured hosted a beach party for their daughter. One of the attendees found what was believed to be an empty and discarded propane tank. The tank was thrown into a beach bonfire and subsequently exploded resulting in severe injuries to several guests. A $20,000,000 claim was filed alleging the insured failed to properly supervise the party.
# 3: A couple hosted a party for their teenage children. They did not provide any alcohol, but it was brought by some of the guests and was available. After leaving the party, one of the guests was severely injured in an auto accident, and the injury was attributed to his consumption of alcohol. This case went to the Wisconsin Supreme Court which decided that anyone who sells or furnishes alcohol to a minor is responsible for the minor's injuries as well as any injuries caused by the minor. The opinion of the court was that the homeowners should have prevented the consumption of alcohol by minors on their premises. Both the homeowners and personal umbrella policies responded to this claim
Prepare Your Home for Winter Weather
Erie Insurance recommends homeowners take the following precautions to help protect your home against winter weather:
- Maintain your gutters- Remove leaves and other debris from gutters so melting snow and ice can flow freely.
- Trim trees and remove dead branches- Ice, snow and wind can cause weak trees or branches to break, damaging your home, car or injuring someone walking on your property.
- Add insulation- Add extra insulation to attics, basements and crawl spaces. Ideally, the attic should be five to ten degrees warmer than the outside air. Well-insulated basements and crawl spaces can help protect the pipes from freezing.
- Maintain pipes- Wrap pipes with heating tape. Insulate any unfinished rooms or garages with exposed pipes. Check for cracks and leaks. Have any minor pipe damage fixed immediately.
- Keep your house warm- Keep the temperature in your house at least 65 degrees. The temperature inside the walls where the pipes are located is substantially colder than the walls themselves. If the temperature is lower than 65 degrees it will not keep the pipes from freezing.
- Check heating systems- The proper use and maintenance of furnaces, fireplaces and wood-burning stoves can prevent fire and smoke damage. Have furnaces, boilers and chimneys serviced at least once a year before the heating season begins. Make sure that all of the smoke alarms are carbon dioxide detectors are working properly.
- Maintain steps and handrails- Broken stairs and banisters can become lethal when covered with snow and ice. Make repairs now to prevent someone from falling and seriously being injured.
This is also a good time of year to review your homeowners policy. Talk to your agent about any major improvements or additions you have made to the home to keep all of your information accurate and up to date.
Please note: All homeowner claims need to be turned in by you, the insured. A third party is not allowed to turn a claim in on you.
During Business Hours, please call our office at 704-659-2141. One of our agents will be happy to assist.
After Hours, please go to our website and at the bottom of the front page we have ALL claims numbers for our companies.
Old Republic Surety