Insuring Your Family and Business Are Covered!

Summit Insurance Group
108 N. Statesville Rd.
P.O. Box 2485
Huntersville, NC 28070

Fax: 704-659-2148
Claim Numbers


Auto Insurance in Huntersville NC, Charlotte NC, Mooresville NC & Surrounding Areas

man with his hands on the steering wheel

North Carolina Private Passenger Auto Rate Change

The North Carolina Reinsurance Facility has mandated a decrease to the Recoupment Surcharge and increases to other than clean ceded base rates effective October 1, 2018.

More specific information regarding this revision is available on under North Carolina, Products, Personal, Private Passenger Auto, and Rate Changes. The online manual pages have been revised.

The North Carolina Reinsurance Facility has mandated changes to the following items effective 10/1/18:

Recoupment Surcharge: Surcharge will decrease from 13.24% to 10.98% (includes agent commission).

This change affects voluntary and ceded business.
Other than clean ceded base rates: Base rates are increasing for bodily injury, property damage, and medical payments. This change only affects other than clean ceded business. These changes will impact the entire industry, not just ERIE. More details of these changes are provided on the following pages.


Good Drivers are Responsible Drivers.

Having proper Auto Insurance ensures your independence behind the wheel. From accidents and injuries to hit-and-runs and theft, it’s important to keep your car insured so you’re prepared when accidents do happen.

At Summit Insurance Group, Inc., we combine premium Auto Insurance with personalized service to give you the best coverage possible. Our insurance specialists will work with you one-on-one to find a policy that keeps you and your drivers protected at all costs – for peace-of-mind driving assurance.

As your trusted source for car insurance, Summit Insurance Group, Inc. offers a variety of coverage and additional protection options, such as:

  • Liability Coverage
  • Comprehensive Coverage
  • Collision Coverage
  • Uninsured & Underinsured Motorist Coverage
  • Diminishing Deductible
  • Accident Forgiveness
  • Minor Violation Forgiveness
  • Roadside Assistance
  • Specialty Auto Insurance
  • 24-Hour Customer Service
  • Towing
  • Rental Reimbursement
  • Personal Injury Protection (PIP)
  • Mexican Auto Insurance
  • Medical Payments Coverage

Why Auto Insurance?

If you’re involved in an accident without car insurance, you’re looking at high out-of-pocket costs, injury liability – even serious legal issues.

Keeping your vehicle insured is simply the responsible thing to do, and it’s an essential financial decision that you can’t drive without. Auto Insurance helps to reduce or cover property damage costs, replacement parts for your car as the result of an accident, medical expenses from injuries, road-side assistance, and much more. Since policies vary with protection options, it’s important to talk to a specialist at Summit Insurance Group, Inc. to create a policy that insures your needs.

We provide car insurance to drivers near Huntersville, Charlotte, Concord, Mooresville, Cornelius, and Davidson.