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Providing Cyber Liability Insurance in Huntersville and Throughout North Carolina

Insurance coverage for privacy, data breach, and the more traditional risks of cyber liability has been growning. Over the past five years, this niche has progressed from a specialty product into a coverage that is readily quoted and obtained.

Data Breaches: Caused by Oversight

A data breach is classified as one of two occurences. The first is the unintentional release of sensitive information into an unsecure environment. The second involves the intentional theft of that information by an unauthorized individual. Data breaches may involve more than what one might originally expect. Release of financial information such as credit card or financial account details, personal health information (PHI), personally identifiable information (PII), trade secrets or intellectual property all count as a data breach. The party responsible for protecting privileged information may be subject to criminal and/or civil penalties for failure to do so.

Why is Cyber Liability Insurance Necessary?

Designing a web site is an exciting prospect. The exposures and risks that come with it aren’t. Private companies that function in the internet marketplace face liability exposures that are , changing, and intricate.Traditional liability policies do not address data exposures and the risks involved with running an internet business or managing e-commerce.


When a company operates in today's high tech world, cyber liability & data breach protection is a necessity. For example, a typical computer network will more than likely provide internal and external email. Companies will probably have web sites providing information about your company, its products and services, and how customers can obtain said products.


Cyber liability insurance addresses the first and third-party risks associated with the above types of e-commerce, the internet, and informational assets. Cyber liability insurance offers protection of internet communication's inherent risk exposures. These risks include infringement of intellectual property, virus transmissions, or any other serious trouble that may be passed from first to third parties via the web.


The ease of worldwide communication brought by the internet is accompanied by a developiong list of liability exposures. For example, by distributing information to the public online, commercial businesses are now subjecting themselves to some of the same exposures experienced by literary pulishers. Copyright infringement, defamation, invasion of privacy, and other traditional publishing exposures have become more prevalent in the digital world we all use for shopping, communicating, and even simple driving directions. Many businessowners develop websites and are unaware of the legal responsibilities that come with maintaining a web presence, especially in the areas of user privacy and domain name infringement.


Contact a professional at Summit Insurance Group and let us help protect you as you maneuver through the perilous and often confusing realm of cyber security.


We provide cyber liability insurance to business owners near Huntersville, Charlotte, Concord, Mooresville, Cornelius, and Lake Norman.

Our Location

Summit Insurance Group

108 N. Statesville Rd.
P.O. Box 2485
Huntersville, NC 28070
Main office: 704-659-2141
Toll free: 888-745-4634

Our Providers


I went over everything with my husband and he wanted me to thank all of you there for such great communication and care getting us set up. Our frustration with XXXX (carrier named) had reached somewhat of a volatile state. We look forward to a great relationship with Summit and all concerned. Have a great rest of your week.
Carolyn, Office Manager KCG Solutions
I've had Erie for a fair amount of time; however, I don't stay because of their policy offerings or pricing, I much like my parents whom have been with Erie for 25 or 30 years, stay because people like you are always ready to jump in and get things done. No matter the outcome, I very much appreciate your continuous effort.
Jared F.
I love this new insurance group. Excellent customer service! I’m glad we moved our business to Summit.
I am glad I was able to get a hold of you so easily using your webpage.
John N.
Thank you very much for your prompt attention to this and more importantly, getting it done!!! I should have called you sooner.
Jon T.
Thank you so much for your help in this matter. You are always so kind and very helpful!
Heather R.
You were wonderful to work with and I really appreciate the quick response to my request.
Charles L.
I am certainly glad that I made the switch to Summit Insurance and am especially happy that you are my agent.
Doug M.
You always do a great job, and I appreciate it.
James N.
There are no easy choices below; which at least tells me we have a great policy. I credit that to you, so thanks for all your diligence in helping us to put these together originally!
Andrew K.
It is great to have someone help you with such quality and kindness.
Nellie R.
I keep my personal lines insurance at Summit because of Fiona's thorough and meticulous care of my policies. She's quick with responses and always with the utmost care! She dots all her I's and crosses all her T's. I never worry that she leaves any stones unturned. She's completely objective and professional when it comes to her work. I truly appreciate that. Your office has an eye for hiring the best agents and Fiona certainly stands out above all. I just wanted to give credit where credit is due and thank you for all the professional services that your office has provided.
Vada P.
As a 4 time winner, for all 4 years we’ve been in the market keep doing what you’re doing!!! Obviously your clients appreciate you.
Five Star Professional
April , Thank you so much for your help these past two weeks. Getting the Mustangs onto a collector car type of policy like Hagerty offers has been on my to-do list for a number of years. Fortunately I haven't had to make a claim in that time...but unfortunately I've been missing out on the savings. Nevertheless as soon as I mentioned the idea to you and you told me you underwrite for Hagerty I was very interested in pursuing it. You made the transition seamless and provided significant savings while improving the coverage on my beloved Mustangs. I very much appreciate your assistance!!
Troy R.
Quick note to say thanks for your assistance on dealing with my recent car repair – the adjuster – all that. You were very helpful, responsive and couldn't have done it without you. Thanks so much!
Mary J.