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Summit Insurance Group Blog 

 

9 LIFE CHANGES TO TELL YOUR INSURANCE AGENT ABOUT

August 15, 2017

 

Are you anticipating big changes in 2016? If so, you probably have a lot on your to-do list in order to get prepared.

One thing you won’t want to forget to do is talk to your insurance agent. That’s because your coverage may very well need updated or changed if any of the following situations ring true for you.

 

 

  1. You’re getting married (or divorced). Making sure your spouse-to-be is protected by the right life insurance, insuring a new home, putting both names on any auto policies, getting extra coverage for that sparkly engagement ring—there are lots of things worth discussing with your insurance agent before you walk down the aisle. On the flip side, there are things that will need changed if you’re going through a divorce.

 

  1. You’re having a baby. Whether it’s your first or your fifth, a new bundle of joy is a reason to check your life insurance coverage. This holds true whether you’re employed or are a stay-at-home parent.

 

  1. You’re moving. A new house or apartment will need new coverage. An insurance agent can tell you what you need in homeowners insurance or renters insurance.

 

  1. You’re adding on to your house. A new addition often means you need a higher limit on your homeowners insurance.

 

  1. You have a child heading to college. Your insurance agent can tell you what’s covered when your child is away from home. He or she can also tell you about life insurance for student loans if you’re a cosigner on a loan.

 

  1. You’re buying a new car. Like a new house or apartment, a new car means you’ll need a new auto insurance policy.

 

  1. You’re starting a business—even if it’s a home-based business. No matter where your business is located or how big it is, you’ll most likely need extra coverage to ensure everything has the proper protection.

 

  1. You’re about to start a new job. If your new job comes with a new salary, you may need extra life insurance protection. You will also want to talk with your insurance agent about what kind of life insurance is offered through your job—in many instances, it isn’t enough to fully protect your loved ones in the event that the unthinkable happens.

 

  1. You’re switching mortgage or auto lenders. Claims payments can get confusing if your old lender is still listed on your policy.

 

Even if none of these changes are coming your way in the new year, it’s still a good idea to check in with your insurance agent once a year. He or she can perform an annual coverage review to make sure you have all the coverages you truly need.

 

 

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Summit Insurance Group

108 N. Statesville Rd.
P.O. Box 2485
Huntersville, NC 28070
Main office: 704-659-2141
Toll free: 888-745-4634

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ALWAYS the best customer service, I have been with Summit for years and no one--I mean no one--is better than Fiona and the Summit team with handling all your insurance needs. They go above and beyond.
Brian Terrell
I went over everything with my husband and he wanted me to thank all of you there for such great communication and care getting us set up. Our frustration with XXXX (carrier named) had reached somewhat of a volatile state. We look forward to a great relationship with Summit and all concerned. Have a great rest of your week.
Carolyn, Office Manager KCG Solutions
I've had Erie for a fair amount of time; however, I don't stay because of their policy offerings or pricing, I much like my parents whom have been with Erie for 25 or 30 years, stay because people like you are always ready to jump in and get things done. No matter the outcome, I very much appreciate your continuous effort.
Jared F.
I love this new insurance group. Excellent customer service! I’m glad we moved our business to Summit.
Randy
I am glad I was able to get a hold of you so easily using your webpage.
John N.
Thank you very much for your prompt attention to this and more importantly, getting it done!!! I should have called you sooner.
Jon T.
Thank you so much for your help in this matter. You are always so kind and very helpful!
Heather R.
You were wonderful to work with and I really appreciate the quick response to my request.
Charles L.
I am certainly glad that I made the switch to Summit Insurance and am especially happy that you are my agent.
Doug M.
You always do a great job, and I appreciate it.
James N.
There are no easy choices below; which at least tells me we have a great policy. I credit that to you, so thanks for all your diligence in helping us to put these together originally!
Andrew K.
It is great to have someone help you with such quality and kindness.
Nellie R.
I keep my personal lines insurance at Summit because of Fiona's thorough and meticulous care of my policies. She's quick with responses and always with the utmost care! She dots all her I's and crosses all her T's. I never worry that she leaves any stones unturned. She's completely objective and professional when it comes to her work. I truly appreciate that. Your office has an eye for hiring the best agents and Fiona certainly stands out above all. I just wanted to give credit where credit is due and thank you for all the professional services that your office has provided.
Vada P.
As a 4 time winner, for all 4 years we’ve been in the market keep doing what you’re doing!!! Obviously your clients appreciate you.
Five Star Professional
April , Thank you so much for your help these past two weeks. Getting the Mustangs onto a collector car type of policy like Hagerty offers has been on my to-do list for a number of years. Fortunately I haven't had to make a claim in that time...but unfortunately I've been missing out on the savings. Nevertheless as soon as I mentioned the idea to you and you told me you underwrite for Hagerty I was very interested in pursuing it. You made the transition seamless and provided significant savings while improving the coverage on my beloved Mustangs. I very much appreciate your assistance!!
Troy R.
Quick note to say thanks for your assistance on dealing with my recent car repair – the adjuster – all that. You were very helpful, responsive and couldn't have done it without you. Thanks so much!
Mary J.